Small Business OwnersPlease take a few minutes to watch these videos and learn about the valuable advantages they explain. My business is helping people save, grow and protect their money. If you would like to learn more or ask specific questions please let me know by contacting me today.
|
|
|
Buy/Sell FundingIn any business with at least 2 owners under the age of 50, there's almost a 70% probability that one of them will die or become disabled before they retire. If one of your business partners dies or becomes disabled they are still entitled to the same share of your companies. Where will you get the money to buy them out. Watch this video to learn more about how to avoid a potentially catastrophic situation for your business.
Request a Free Consultation |
|
|
Key PersonMore than 2 million employees between the ages of 25 and 55 die every year and more than 2 million others are permanently disabled. What if your business loses one of the key people most responsible for it's competitive advantage? The effects on the business can be costly and disruptive. Watch this video to learn how Key Person insurance can protect your business from losing one its most important assets.
Request a Free Consultation |
|
|
412(e)3 Pension PlanAccording to the Gallup Small Business Index, 6 out of 10 small business owners intend to delay retirement because they haven't been able to save enough money or because stock market or real estate losses will significantly depreciated the value of investments they were depending on for retirement. Watch this video to learn how a 412e3 Pension can help.
Request a Free Consultation |
|
|
Business Equity Transfer401K plans and other types of retirement savings plans discriminate against small business owners because they prevent us from contributing the same percentage of our earnings to our own accounts as our employees can contribute to theirs. Watch this video to learn more.
Request a Free Consultation |
|
|
Salary ContinuationHow do you get your best people to stay with your company until the retire? The ones responsible for your competitive advantage and profitability of your business. What can you do to keep your most valuable people from being hired away by your competitors? Watch this video to learn more.
Request a Free Consultation |
|
|
BOE DisabilityAs small business owners or professional practitioners, we are responsible for some or all of the monthly expenses required to keep our office open. But if we experience a serious illness like cancer or a heart attack, will our partners or employees be able to pay this expenses? Watch this video to learn more.
Request a Free Consultation |
|
|
Voluntary BenefitsAccording to FEMA, 2 in 5 business owners never re-open their doors again after a fire, earthquake, hurricane, tornado, or some other disaster that damages or destroys their buildings equipment or machinery. They fail because they no longer have the cash flow necessary to cover ongoing business expenses and financial obligations. Watch this video to learn how you can protect yourself with business disruption coverage.
Request a Free Consultation |
|
|
IRA RolloverThe money we keep in a 401k, 403b, or IRA is typically charged fees of 1-2% for administrative services and management expenses in any given year. It may not seem like much but those deductions can be very costly because every 1% we payout in fees each year will leave us with 20-30% less money at retirement potentially costing us hundreds or thousands of dollars a month during retirement. Watch this video to learn how an IRA rollover can be your solution.
Request a Free Consultation |
|
|
Indexed AnnuityMedicare can be very confusing. With Part A for hospital services, Part B for medical services and Part D for prescriptions. Each with different co-pays, deductibles, as well as separate fees or charges and various exclusions and restrictions. That's why most people also get Medicare Supplement coverage but it's expensive. Watch this video to learn more about how a Medicare Savings Account can help you.
Request a Free Consultation |
|
|
Taxes, Risks & FeesWe all want the money we save for retirement to last as long as we do and provide us with as much income as possible without any risk of running out of money. The money we save in a 401k, 503b, IRA or SEP plan is simply not the best way to grow and protect our retirement savings or provide retirement income for the rest of our lives without running the risk of running out of money. Watch this video to learn about a better solution.
Request a Free Consultation |
|
|
IRA ConversionHere's the Problem, the money in your IRA is not all yours as much as 40% of it maybe more of it belongs to the government, Because your IRA money is only tax deferred, it is not tax exempt - and you've got to pay tax in every dollar in your account even if you leave it all to your family. Watch this video to learn more on IRA Conversion.
Request a Free Consultation |